{"id":3917,"date":"2025-10-17T08:00:16","date_gmt":"2025-10-17T06:00:16","guid":{"rendered":"https:\/\/iuritcorp.com\/?p=3917"},"modified":"2025-10-17T07:42:51","modified_gmt":"2025-10-17T05:42:51","slug":"como-reducir-impuestos-ayudando-a-una-persona-con-discapacidad","status":"publish","type":"post","link":"https:\/\/iuritcorp.com\/en\/como-reducir-impuestos-ayudando-a-una-persona-con-discapacidad\/","title":{"rendered":"How to reduce taxes by helping a person with a disability"},"content":{"rendered":"
\"C\u00f3mo<\/figure>\n\n\n\n

A tax benefit for people with disabilities, little-known<\/h3>\n\n\n\n

In Spain, there is a way help a person with a disability<\/strong> and, at the same time, reduce your tax burden<\/strong>. This is the contributions to assets protected<\/strong>, a mechanism intended for the family members (parents, siblings, guardians, or even friends) may reserve of money or goods in that person's favor, and get tax benefits for it.<\/p>\n\n\n\n

From IURIT, we believe that this figure is one of the most humane and useful of the Spanish tax system, but also one of the most unknown. Many families do not know that they can save taxes legally and responsibly<\/strong>, while ensuring the future stability of a loved one with disabilities.<\/p>\n\n\n\n

What is a heritage protected?<\/h3>\n\n\n\n

Imagine a \u201cpiggy bank legal\u201d created for a person with a disability. In it, close family members or friends can enter money, stocks, real estate or any property<\/strong>, with the condition that you only use to cover their future needs: housing, medical treatment, care, education, etc<\/p>\n\n\n\n

What is important here is that money or since it does not form part of the patrimony of the donor<\/strong>but that happens to be legally protected<\/strong>. In exchange, the donor may reduce part of their taxable income in the personal income TAX<\/strong>, that is, to pay less taxes this year.<\/p>\n\n\n\n

From a legal point of view, this figure has two virtues: it protects the assets of the beneficiary and recognizes fiscally the effort of the contributor. But \u2014as with everything in tax law\u2014 not enough to have good intentions: we must do it well, complying with the formalities required by the Treasury department.<\/p>\n\n\n\n

\"C\u00f3mo<\/figure>\n\n\n\n

Who can benefit?<\/h3>\n\n\n\n

Almost any person can make a contribution in favor of someone with a disability. It is usual that they do parents or guardians<\/strong>but they can also do it other family members or people close<\/strong>.
Yes, the law requires that the beneficiary has the officially recognized disability<\/strong>and create a heritage-protected formally<\/strong> (usually by means of a public deed before a notary public).<\/p>\n\n\n\n

In IURIT we recommend that before making any contribution will ask for professional advice, because not all of the contributions generated tax reduction<\/strong>. The excess of the permitted limits, or a structure inadequate may cause the Treasury to consider a donation to normal, losing the benefit.<\/p>\n\n\n\n

How much can you save?<\/h3>\n\n\n\n

The savings depends on the amount contributed and the type of contributor. For example, parents who are or will nurture the heritage can reduce a significant part of their taxable income annually. This can be a discount real of several hundreds or even thousands of euros in the statement.<\/p>\n\n\n\n

In our experience, when it is well planned, this instrument allows you to optimize your income TAX for the whole family<\/strong>especially if the contributions are divided between several states (for example, both parents).<\/p>\n\n\n\n

However, if it is done in an informal manner, it can bring problems. We have seen cases in which families have made a direct transfer \u201cto the future of the child\u201d without complying with the legal steps, and Finance have been treated as donations without reduction<\/strong>, with the consequent payment of taxes and penalties.<\/p>\n\n\n\n

\"C\u00f3mo<\/figure>\n\n\n\n

The thing to keep in mind<\/h3>\n\n\n\n

Create a heritage protected it is not simply to open a bank account<\/strong>. You must meet certain legal requirements:<\/p>\n\n\n\n